Inspire Insurance Agency LLC

(804) 212-3034

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(804) 212-3034

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Contractors Insurance in Virginia

 Contracting comes with real risk—job sites, employees, tools, vehicles, and client property. Contractors insurance helps protect your business from lawsuits, accidents, and losses.

Inspire Insurance Agency helps contractors across Virginia find the right coverage at competitive rates by comparing multiple carriers.

Get a Free Contractors Insurance Quote

Contractors Insurance Coverages

General Liability Insurance

Protects your business if someone is injured on a job site or if you damage a client’s property. 

Workers’ Compensation Insurance

Helps cover medical costs and lost wages if an employee is injured on the job. 

Commercial Auto Insurance

Covers work trucks, vans, and business vehicles used for job-related driving. 

Tools and Equipment Coverage

Protects tools and equipment from theft, damage, or loss—on-site or in transit. 

Errors & Omissions (Professional Liability)

Coverage for claims tied to mistakes, design errors, or failure to deliver services as promised. 

Umbrella Liability Coverage

Adds extra protection above your liability limits for larger jobs and higher risk exposure. 

Who We serve

General Contractors and Builders
Residential and commercial contractors, remodelers, and construction companies.


Trade Contractors
Electricians, plumbers, HVAC, roofing, landscaping, and specialty trades.


Real Estate Investors and Rehab Contractors
Fix-and-flip and renovation projects needing coverage built for 

investor-led work.


Growing Contracting Firms
Scalable coverage for teams adding employees, vehicles, and multiple job sites.

why choose inspire insurance agency

  • Independent agency shopping multiple carriers
     
  • Contractor-friendly coverage built for job site risk
     
  • Competitive pricing without leaving coverage gaps
     
  • Local Virginia agency with real support

LET US QUOTE YOU TODAY

Serving Contractors Across Virginia

 We proudly provide contractors insurance solutions in:


Richmond, Fairfax, Alexandria, Arlington, Ashburn, McLean, Prince William County, Manassas, Woodbridge, Fredericksburg, Stafford, Henrico, Chesterfield, Midlothian, Glen Allen, Virginia Beach, Norfolk, Chesapeake, Williamsburg, Hampton, Newport News, Suffolk, and throughout Northern Virginia, Central Virginia, and Hampton Roads.


If your business operates anywhere in Virginia or across the Mid-Atlantic region, we can help you get the right coverage.

Get a Quote

Frequently Asked Questions

Please reach us at quotes@inspire-ins.com if you cannot find an answer to your question.

Most job sites and clients require proof of general liability insurance before work begins 

Pricing depends on your trade, revenue, payroll, vehicles, and claims history. 

Requirements vary. We’ll help you set up coverage the right way based on how your crews are structured. 

Yes—tools and equipment coverage can be added based on what you use and where it’s stored. 

You can request a free quote online, and our team will compare multiple carriers to find the best options for your business. In many cases, quotes can be delivered the same day, depending on the information provided. 

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Get coverage that protects your business, your crew, and your income.

Request a Free Quote

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Fill out the form with any questions you have about finding the coverage that's right for you!

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Fill out the form with any questions you have about finding the coverage that's right for you!

Inspire Insurance Agency LLC

6001 Lakeside Avenue Suite 16 Richmond, VA 23228 (804) 212-3034 quotes@inspire-ins.com

Hours

Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed

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