Inspire Insurance Agency LLC

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(804) 212-3034

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REAL ESTATE INSURANCE

Protect Your ASSETS

Real estate insurance is a critical safeguard for property owners, offering financial protection against unforeseen damages and liabilities. Whether you're a homeowner, landlord, or investor, this type of insurance helps mitigate risks associated with natural disasters, accidents, and other unexpected events. By securing comprehensive coverage, you ensure that your valuable assets are protected, providing peace of mind and financial stability. From structural damage to legal liabilities, real estate insurance offers tailored solutions to meet the diverse needs of property owners, helping them preserve and enhance the value of their investments.

Homeowners Insurance

Homeowners Insurance

Homeowners Insurance

Provides coverage for damage to the home and personal belongings due to perils like fire, theft, and natural disasters. It also offers liability protection against accidents that occur on the property. 

Landlord Insurance

Homeowners Insurance

Homeowners Insurance

Designed for rental property owners, this insurance covers the building, any personal property used to service the rental, and provides liability coverage. It can also offer loss of rental income if the property becomes uninhabitable due to a covered loss. 

Condo Insurance

Homeowners Insurance

Builders Risk Insurance

Also known as HO-6 insurance, it covers the interior of a condominium unit, personal property, and liability. It complements the master insurance policy held by the condominium association. 

Builders Risk Insurance

Commercial Property Insurance

Builders Risk Insurance

Covers buildings under construction against damage from various risks, including fire, wind, theft, and vandalism. It protects the construction site, materials, and equipment. 

Commercial Property Insurance

Commercial Property Insurance

Commercial Property Insurance

Protects commercial real estate, including buildings, equipment, inventory, and furnishings. It covers damages from events like fire, theft, and natural disasters, and often includes business interruption insurance. 

Flood Insurance

Commercial Property Insurance

Commercial Property Insurance

Specifically covers damage caused by flooding, which is typically not included in standard homeowners or commercial property policies. It is essential for properties in high-risk flood zones. 

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