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(804) 212-3034

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Inspire Insurance Agency LLC

(804) 212-3034

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insurance for TRUCKERs

PROTECTION FOR THE ROAD AHEAD

 Trucking insurance is a specialized form of coverage designed to protect commercial truck drivers and their businesses from a variety of risks. Whether you operate a single truck or manage a fleet, trucking insurance provides essential protection against accidents, cargo damage, liability, and other unforeseen events on the road. By securing comprehensive trucking insurance, you ensure that your vehicles, drivers, and cargo are safeguarded, allowing you to focus on the smooth and efficient operation of your business. This coverage not only offers financial security but also compliance with legal requirements, ensuring peace of mind and stability in the ever-demanding trucking industry. 

Primary Liability Insurance

Primary Liability Insurance

Primary Liability Insurance

Mandatory coverage that protects against damage or injuries caused by the truck driver to others in an accident. It ensures compliance with state and federal regulations. 

Physical Damage Insurance

Primary Liability Insurance

Primary Liability Insurance

 Covers the cost of repairing or replacing the truck in case of damage from accidents, theft, vandalism, fire, and natural disasters. It typically includes both collision and comprehensive coverage. 

Cargo Insurance

Primary Liability Insurance

Bobtail Insurance

Provides protection for the freight being transported. It covers loss or damage to the cargo due to accidents, theft, or other perils during transit. 

Bobtail Insurance

Motor Truck General Liability Insurance

Bobtail Insurance

Also known as non-trucking liability insurance, it covers the truck when it is being operated without a trailer, typically when the driver is off-duty or returning from a delivery. 

Trailer Interchange Insurance

Motor Truck General Liability Insurance

Motor Truck General Liability Insurance

 Provides coverage for physical damage to trailers that are owned by others but used under a trailer interchange agreement. 

Motor Truck General Liability Insurance

Motor Truck General Liability Insurance

Motor Truck General Liability Insurance

Covers liabilities not directly related to the operation of the truck, such as bodily injury or property damage occurring at a trucking terminal, or during loading and unloading activities. 

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